Council Tax Reduction rates for a couple with two children

An example of how the Council Tax Reduction Scheme could work.

Ammar and Nadia

Ammar and Nadia have two children. They live in a property which is in Band D for Council Tax. Ammar works and gets £150 per week net. They receive Universal Credit of £571.59 per week.

Under the banded income scheme, the council will disregard the Housing Element of Universal Credit, which in their case is £365.92 per week:

£571.59 Universal Credit:
£150.00 earnings
- £365.92 Housing Element

£355.67 per week for the purpose of the banded income scheme.

They are in the income band £349.78 - £380.36, so they qualify for a 32% reduction under the banded income scheme. Under the current scheme, they would get a reduction of 18% from the Council Tax.

Ammar and Nadia, the following month

Looking at the same family a month later, Ammar has had a decrease in his pay. He now earns £140, and their Universal Credit has changed to £577.89 per week. Their income under the banded scheme is now:

£577.89 Universal Credit
£140.00 earnings
- £365.92 Housing Element
£351.97 per week

They are still in the income band £349.78 - £380.36, so they still qualify for a 32% reduction under the banded income scheme.

Under the current scheme, they would get a reduction of 22% from the Council Tax.

Council Tax Bands 

To find out your percentage of Council Tax Reduction, select your Council Tax Band from the list below.

Band A

Weekly Income	% Council Tax Reduction
Up to £258 pw	100%
£258.01 - £278.39	83%
£278.40 - £298.78	66%
£298.79 - £319.17	49%
£319.18 - £339.56	32%
£339.57 - £359.95	15%

Band B

Weekly Income	% Council Tax Reduction
Up to £258 pw	100%
£258.01 - £281.79	83%
£281.80 - £305.58	66%
£305.59 - £329.37	49%
£329.38 - £353.16	32%
£353.17 - £376.95	15%

Band C

Weekly Income	% Council Tax Reduction
Up to £258 pw	100%
£258.01 - £285.19	83%
£285.20 - £312.38	66%
£312.39 - £339.57	49%
£339.58 - £366.76	32%
£366.77 - £393.95	15%

Band D

Weekly Income	% Council Tax Reduction
Up to £258 pw	100%
£258.01 - £288.59	83%
£288.60 - £319.18	66%
£319.19 - £349.77	49%
£349.78 - £380.36	32%
£380.37 - £410.95	15%

Band E

Weekly Income	% Council Tax Reduction
Up to £258 pw	100%
£258.01 - £295.39	83%
£295.40 - £332.78	66%
£332.79 - £370.17	49%
£370.18 - £407.56	32%
£407.57 - £444.95	15%

Band F  

Weekly Income	% Council Tax Reduction
Up to £258 pw	100%
£258.01 - £302.19	83%
£302.20 - £346.38	66%
£346.39 - £390.57	49%
£390.58 - £434.76	32%
£434.77 - £478.95	15%

Band G  

Weekly Income	% Council Tax Reduction
Up to £258 pw	100%
£258.01 - £308.98	83%
£308.99 - £359.96	66%
£359.97 - £410.94	49%
£410.95 - £461.92	32%
£461.93 - £512.90	15%

Band H

Weekly Income	% Council Tax Reduction
Up to £258 pw	100%
£258.01 - £319.18	83%
£319.19 - £380.36	66%
£380.37 - £441.54	49%
£441.55 - £502.72	32%
£502.73 - £563.90	15%