Homeownership

The Right to Buy was introduced in 1980. It means that certain tenants can buy their home at a discount to the full market value. Your discount is based on the number of years you have spent as a public sector tenant. There are different discount levels depending on whether your home is a house or a flat.

Who is eligible?

Not all Council tenants have the Right to Buy. You might be eligible if:

• you are a tenant of the Royal Borough of Kensington and Chelsea
• you have been a tenant for at least three years
• your home is your only or principal home
• your home is self-contained (you do not share a bathroom or kitchen with another household) 

There are circumstances when tenants are not entitled to buy their home. In the Royal Borough the usual reasons for not being able to buy are:

• the property is ‘sheltered accommodation’
• the property is occupied as part of your employment, for example, as a caretaker or school-keeper
• a court has made a possession order which says that you must leave your home
• you are an undischarged bankrupt, have a bankruptcy petition pending against you, or have made an arrangement with creditors (people you owe money to) and you still owe them money.

What is the process?

There are several stages you need to go through when you buy your home.

Who should I contact for more details?

Please speak to the Neighbourhood Management Team in the first instance about the options available to you.

If you are eligible, you may qualify for a discount of up to £116,200.

You will need to complete a form RTB1. Copies of this form are available from RBKC Housing Management Services on 0800 137 111, or you can download it from below.

You can hand in the form to the Housing Management Customer Service Centre or email it directly to [email protected].

As part of the eligibility checks for your Right to Buy, you will need to provide photographic ID such as a passport / driving licence as well as the following:

• 3 months of bank statements – if applicant is only a tenant
• 12 months of bank statements – if applicant is a family member

When submitting an application electronically please put the property address in the subject of the email. To complete the eligibility checks, you need to come to the Housing Management Customer Service Centre with original documentation.

If you would like to find out about other affordable home ownership options, please contact the Housingline on 020 7361 3008.

Useful links

• RBKC Housing Management pages
• Communities and Local Government Right to Buy website 
• The Government's website Gov.uk